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Why Worries Come True

by Mark Huber on April 1, 2009

By Dr. Jill Ammon-Wexler,
http://www.quantum-self.com

Imagine each thought you think as a mental photograph.

When the thought is first exposed to your brain, very little happens. But as you expose your mind to that thought again and again, the thought begins to develop and hold an image in your mind’s eye just like an exposed photograph.

In fact, thoughts really ARE that powerful. Anything you focus on mentally DOES develop into a strong interconnected network of neurons. That network then holds that thought as an image. And your subconscious mind will then push you to take the actions that will bring that image into reality.

This is not theory — it is based on the research findings of modern neuroscience.

You need to be careful about your thoughts, judgments, and viewpoints. If you focus your mind on something you DON’T want — you actually strengthen the neural networks containing the image of that something.

That is why worrying about something actually drives you closer to that something. Worry is actually a very powerful form of negative goal setting. The more you worry about something, the stronger the neural networks containing your worries become. And the stronger those physical networks — the more likely your subconscious mind will drive you to take actions that actually push you toward what you’re worried about.

The Part Played by Emotion
The more emotion accompanying your worries, the stronger your neural networks will become. Emotion — whether positive or negative — is a neural supercharger. This includes stress — which is driven by emotion!

You’re getting the picture of the negative cycle that worry creates. The more worries, the more stress. The more stress, the less creative and clear your mind becomes. And the less creative you become, the less likely you will EVER solve the problem you’re worried about.

Plus the longer (and more passionately) you worry about something — the faster you are driven straight into the arms of what you’re worried about.

A Proven Solution
There is one, and only one, solution to this. You must step out of the stress/worry cycle, and direct your mental focus elsewhere.

What you focus on grows. This is why it’s so very important NOT to focus on your problems! You instead want to focus on creating positive solutions that create something you DO want.

Here’s a plan of action:
* Convert your problems to goals,
* Create a detailed goal-plan,
* Break your goal-plan into the smallest possible daily steps, then …
* Begin to take action — one step at a time.

And in the meantime:
1. Refuse to worry. Remember — worry is a very powerful form of negative goal setting.

2. Create a new mental image. Create and hold a mental image of how life will be when you reach your goal. The more emotion you pack into that positive image, and the more often you put your mental focus on it, the stronger the neural networks holding that image will become.

3. Bust your stress. Unless you manage your stress, it will continue to build “negative neural networks. Don’t kid yourself about stress — it is at the core of many serious life-threatening bodily conditions, and has a way of “pretending not to be there.” Brainwave training is the fastest answer to instant stress reduction.

4. Build your self-confidence. Take some steps to build your self confidence. A huge medical study showed that low self confidence and negative thoughts cause your brain to physically shrink as much as 20%. Self confidence is not a lightweight issue — it places unrealistic limits on your entire life!

5. Take care of your physical self. It can be easy to just take your mental and physical health for granted until something happens. Simple dehydration equal to two glasses of water, for example, has been shown to reduce your mental performance as much as 50%. Add a walk and 20-minute workout to your life, and you’ll start to produce more feel-good brain neurotransmitters.

6. Grow your mind power. Your brain truly follows the same rule as your muscles — use it, or lose it! And today’s scientific evidence is that your brain is either growing, or it’s physically shrinking.

Dr Jill’s “Take Charge” ecourse guides you step-by-step into amazing mental expansion. Join thousands of success-seekers worldwide — get straight to the core of your personal power and claim lasting success and achievement. For more information go to: Quantum-Self

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Be A Man When It Comes To RRSP Investing

by Mark Huber on February 23, 2009

Do you know the investing strategy that separates the men from the boys – the women from the girls?

It’s doing the things that are “uncomfortable”!

In this case, it’s stepping up to the plate and investing in a prudent balanced fashion (as per your RRSP investment plan) when it seems that everyone around is cowering under their bed covers…

It’s that simple – yet that powerful.

Why?

Because you are employing a “telescopic view” on your financial world – not a “microscopic view”…

It’s this formula that makes for real wealth creation!

I am reminded of the short but memorable time that I got to spend with Sir John Templeton in the Bahamas over 15 years ago. I have included my recollections of that conversation at the end of this post.

While it’s always a good thing to be putting money aside into your RRSPs each year – this time – this year – it’s even better!

I realize that it may seem tempting to put off contributing to your RRSP account when you have just finished watching the evening news on television or read the morning paper.

However, with all the doom and gloom talk abounding, it’s time to look at the other side of the coin.

Remember: there are always two sides to a story…and in this case the media has been overzealous in its portrayal of the economic slowdown as being just short of the Apocalypse.

(On a side note: In a new poll, Opinion Research Corporation found that 77% of Americans feel the media are making the economic situation worse by feeding consumers a constant diet of bad news.

Survey respondents said the negative news reports are eroding consumer confidence and deterring investment. One lawyer has even suggested that the media should be exposed to legal action for its alleged role in further depressing the economy.)

Now, let’s look at the positive aspects that economic slowdowns can and do bring!

Tough economic slowdowns mean the shrinking of the economy, it can and does bring with it many benefits to the everyday person and family.

Economic slowdowns can be a good thing!

Yes, economic slowdowns offer great opportunity for those who prepared for this eventuality. However, the vast majority unfortunately never ever prepare.

This is the precise reason why the prepared few find the vast opportunities! The action takers!

Who benefits the most from a recession? The Buyers!

Why?

Because it puts fiscal responsibility back on the top of the list.

Here Are 6 Reasons Why Economic Slowdowns Can Be A Good Thing

1. Value Stocks are Plentiful – With recession comes fear in the markets. The human emotion of fear is usually a bad thing for the stock market except if you are a buyer! With strong stocks trading at historically low prices, it can be a field day for investors who have cash. And that is exactly where we are right now – cash at “RRSP season” looking for a home to be invested in!

2. Real Estate Buyers Market – If you are fortunate enough to be in the market for a home, then there is no better time to buy real estate than during a recession! With fewer buyers out there, houses are sitting on the market a little longer. This creates much stronger motivations in the seller which typically results in lower house prices.

3. Cheaper to Borrow – A slower economy typically means that the central banks jump in and lower interest rates in an attempt to encourage spending – and that’s what we are seeing right now! Lower rates means lower debt servicing payments such as mortgages and investment loans. This is another reason why it’s a great time to be a home buyer – or embark on a prudent “borrow to invest” program!

4. Retail items are cheaper – With retail sales slower due to consumers cutting their discretionary spending, retailers try to boost their sales by slashing prices. It’s a great time to buy items that you have been saving up for – at a greatly reduced prices!

5. Gas is cheaper – With a global slowdown, there is typically a lower demand for oil which in turn translates into lower oil prices. As oil and gas prices usually go hand in hand, a recession means that gasoline prices are reduced.

6. It’s Vacation Time – Lower gas prices along with less people
spending money on luxuries (like travel), makes it a perfect opportunity for a lower cost vacation. Airline tickets, hotel stays and even car rentals are all reduced in price.

Want an example?

My wife just left for 1 week vacation close to Cancun, Mexico… I stayed behind because of “RRSP season” and to service those who always wait until the last minute. (Don’t make me regret not going on vacation with her! )

When it comes to your RRSP investing this year – stick to the plan!

Most millionaires are made because they have positioned themselves for times like today. Remember, the greatest fortunes are begun in times of “greatest despair”…

It is the financially savvy who can take advantage of these opportunities when they come along – and they do with some regularity! For after every excess – there is a cooling off period before the cycle begins again…

Therefore, I truly believe economic slowdowns give the little guys an opportunity to catch up with the big guys if they play their cards right.

And that’s the message that I have always subscribed to and will continue to believe.

Why?

Because history bears this out!

Now, here’s what to do: Do not wait for a change of environment before you act – begin changing your environment by acting today!

Don’t forget that you are going to be spending the rest of your life in your future – what kind of future is it going to be?

Will it be one that feels like “hell on earth” or one that is all and more than you had imagined in your wildest dreams!

So it all comes down to this…

Will your RRSP investment actions be microscopic or telescopic?

When it comes to your RRSP investing this year – stick to the plan!

Now, “be a man” – or “woman” – step up to the plate and “do the right thing”!

My recollections of that conversation over 15 years ago with the late great Sir John Templeton…
http://www.howtobesetforlife.com/articles/the-wisdom-of-sir-john-templeton/

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An Asset Allocation Model For The Ages

January 27, 2009

The following advice is over 500 years old!
It comes from one of the original value investors and yet the advice is as relevant today, as it was over 500 years ago.
“Divide your fortune into four equal parts: stocks, real estate, bonds and gold coins. Be prepared to lose on one of them most of the [...]

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9 Simple Ideas For Coping With Financial Stress

January 26, 2009

In stressful financial times like these the media likes to breathlessly report as if “the sky is falling” and that there “will be no tomorrow”… and also to remind us of other stressful times in our history.
That being said, I vividly remember the first one that I “was adult enough” to experience in [...]

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Canadians continue to fail to plan despite challenging times

January 17, 2009

According to a recent survey by the BMO Financial Group – Canadians say that they are aware of the current economic conditions and claim that they are taking the necessary steps to protect themselves
But their actions appear to fall far short of their claims…
The BMO Savings Monitor survey found that nearly two-thirds of Canadians say [...]

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Your retirement will last far longer than this down market

January 16, 2009

Now, while this statement may be seem obvious to some, it’s one I feel needs to be made.
Your retirement will last longer than this market correction — much, much longer.
It might be hard to think about this right now, given how the markets have dropped and all, but it is important to keep perspective [...]

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The Smart Way To Buy A Car

November 18, 2008

I have just completed another Ebook – with audio: The Smart Way To Buy A Car – The UnCanadian Way.
To download your copy immediately (with the audio embedded audio link): Just “right click” on the link below and “save as” to your computer “desktop”…
http://HowToBeSetForlife.com/Reports/TheSmartWayToBuyACar-TheUnCanadianWay.pdf
To download the audio only of this report: Just [...]

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Whats Your Burn Rate?

November 14, 2008

It’s time to take “inventory” with “What’s Your “Burn Rate”?
Though we haven’t heard this phrase in the media since the late ’90s it is as meaningful now as it was then then…
Check out what I mean by going here to: http://burnrate.ca

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What do women want? Newswire Release

November 14, 2008

(November 13, 2008) It is an age-old question among men: What do women want? When it comes to defining financial success, the answer is “to be debt free,” according to the 2008 TD Waterhouse Female Investor Poll.
The survey found 37% of women defined financial success as living without debt, making it the single most popular [...]

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Listen to Charles Adler on the Economy…

November 1, 2008

Earlier this past week, well known, Canadian radio personality Charles Adler broadcast his thoughts about our nation and the economy over the air waves in his on air editorial…
It was so impactfull for me that I wanted to share it with you…
When you have finished reading leave your comments!
Canada, Sweet Land of Hope, Hard Work [...]

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