Pin It

Library

Welcome to The WealthStyles Library – Enjoy the resources here!

“Rich people have big libraries…poor people have big TVs.”

(Which one are you? Which one do you want to be?)

The WealthStages

WealthStarters: Typically fall between ages 21 – 34, are with or without children and are looking to reduce debt or pay down a mortgage.

WealthBuilders:
Typically fall between ages 34 – 44, are with or without children and are looking to reduce debt, begin or pay down a mortgage, purchase insurance and save for their children’s education.

WealthAccumulators:
Typically fall between ages 45 – 54, if they have children they are approaching university, are interested in building financial security and their retirement savings, may have an investment property, are savings for their children’s education and have aging parents.

WealthAccelerators: Typically fall between ages 55 – 65, are either “empty nesters” or have no children, are very concerned about retirement planning and have geriatric parents.

WealthPreservers:
Typically age 65 or older, are “empty nesters” or have no children and are concerned about generating income and preserving their estate for the next generation.

We have valuable information and articles on these topics. Check back often to read the additions!

Life events/financial goals:

* Everyday living
* Managing debt
* Saving for a large purchase
* Living as a couple
* Financial planning
* Investing
* Raising children
* Protecting your family
* Minimizing tax
* Retirement planning
* Estate planning
* A death in the family
* Divorce
* Downsizing
* Losing a job
* Business Owners

Life events/financial goals:

* Everyday living

Articles:

Cash flow planning to-do list

Buying a new car – or should you lease?

Interactive Media:
Create your own budget (Excel spreedsheet)
(“right click” link and “save as” to your computer)


* Managing debt

Articles:
When it comes to debt-all your eggs do belong in one basket!
Are you stuck in a love-hate relationship?
Understanding credit
Debt control to-do list
Don’t let identity theft stop you in your tracks
Budget for your wedding

Interactive Media:
When It Comes To Debt – All Your Eggs Belong in One Basket! (Powerpoint Presentation)

Wise Debt Management – The Cornerstone of a Sound Financial Plan (Powerpoint Presentation)

Mortgage calculator
(will open in “new” window)


Mortgage interest calculator

(will open in “new” window)

* Living as a couple

Articles:
Stretching your bonus
Soft landing-Surviving a pink slip

Emergency Checklist (PDF document)
(“right click” link and “save as” to your computer)

* Raising children

Articles:

Budgeting for children

Interactive Media:
Hi-ho, hi-ho, it’s off to school they go (Powerpoint Presentation)

* Protecting your family

Articles:

Eligible medical expenses

Interactive Media:

Online health check-up
(will open in “new” window)


Healthstyle indicator

(will open in “new” window)

Insurance needs calculator
(will open in “new” window)

Disability needs calculator
(will open in “new” window)

Critical Illness Calculator – (direct link -will open in “new” window)

In sickness and in health – Solutions for health care expenses (Powerpoint Presentation)

* A death in the family

Articles:

Emergency Checklist (PDF document)
(“right click” link and “save as” to your computer)

* Divorce

Interactive Media:

Protecting your children’s inheritances (Powerpoint Presentation)

* Downsizing

Interactive Media:

Keeping the family cottage in the family
(will open in “new” window)

* Investing

Articles:

Ways to diversify, protect and build your wealth
How asset allocation can enhance your wealth
Rebalancing your portfolio: Tax efficiencies of asset allocation
Real estate…without the bricks and mortar
Turbocharge your portfolio-The risks and benefits of borrowing to invest

Interactive Media:

It’s Your Money – Keep It! (Powerpoint Presentation)

Playing it safe (Powerpoint Presentation)

Risk Tolerance Calculator (PDF document)
(“right click” link and “save as” to your computer)

The Importance Of “Rebalancing” Your Portfolio (Powerpoint Presentation)

Diversification – wrapped and ready (Powerpoint Presentation)


Real estate… without the bricks and mortar
(Powerpoint Presentation)

Investing in tomorrow… today (Powerpoint Presentation)

How To Turbo Charge Your Portfolio – The Risks and Benefits of Borrowing To Invest (Powerpoint Presentation)

Understanding investment leverage
(will open in “new” window)

When it comes to investing …keep your emotions in check (Powerpoint Presentation)

Budget Spreadsheet – (Excel) Use this spreadsheet to create your own budget!
(“Right click” and “save as” to your computer)

Managing Debt

Interactive Media:

Mortgage Interest Calculator – (Will open in a new window) Take a spin on “The Wheel of Missed Fortune” to see how much interest your traditional mortgage is costing you!

Understanding Investment Leverage – One of the keys to a successful investment leverage program is ensuring that you have a solid understanding of how this strategy works.

Turbocharge your portfolio-The risks and benefits of borrowing to invest


* Minimizing tax

Articles:

Borrowing to invest – A taxable-deductible alternative
Tax tips – helpful information you should know
7 tax tips you should know

Interactive Media:


T is for Tax Efficient
(Powerpoint Presentation)

Tax Corner – Time to Close your RRSP? (Powerpoint Presentation)

Tax Tips – Helpful information you should know (Powerpoint Presentation)

Tax Tips (7) – Helpful information you should know (Powerpoint Presentation)


Protecting Your Family

Interactive Media:

Critical Protection: For you and your retirement
(Powerpoint Presentation: “right click” link and “save as” to your computer )

Disability Needs Calculator – (direct link)
http://www.manulife.ca/Canada/ilc2.nsf/Public/LB_disabilityins_calc

Insurance Needs Calculator – (direct link)
http://www.manulife.ca/canada/ulcalcs.nsf/Ircalc?readform

Financial Planning

Articles:

Financial adviser checklist
Financial planning basics
Finding a healthy balance
Get into the swing of saving

Retirement Planning

Articles:

The retirement revolution
The pension decision
Income solutions for life
Passing it on – Ensuring a tax-effective transfer of the family cottage
Retirement – From supersized to downsized
Retirement preplanning to-do list
Retiring or travelling abroad checklist: Steps to complete
Seeing the future. Inheritances of tomorrow – today
Severance choices
Snowbirds following the sun

Interactive Media:

The retirement revolution (Powerpoint Presentation)

Face retirement confidently (Powerpoint Presentation)


Retire to Something – Not From Something
(Powerpoint Presentation)


Critical Protection for you and your Retirement
(Powerpoint Presentation)

Retirement Income Solutions (Powerpoint Presentation)


Little known facts about CPP

(will open in “new” window)

The bottom line on retirement income
(will open in “new” window)

Estate Planning

Articles:

Protect your legacy
How to talk to parents and children about money
Wills-If you think you don’t need one-think again

Interactive Media:


A Tale of Two Brothers
(Powerpoint Presentation)

Strategies For Transferring Your Wealth (Powerpoint Presentation)

Beyond protection (Powerpoint Presentation)

Charitable leverage
(will open in “new” window)

The sandwich generation – Managing the needs of dependent children and parents (Powerpoint Presentation)


Downsizing

Articles:

Income solutions for life
Passing it on – Ensuring a tax-effective transfer of the family cottage
Retirement – From supersized to downsized
Retirement preplanning to-do list
Retiring or travelling abroad checklist: Steps to complete
Seeing the future. Inheritances of tomorrow – today
Severance choices
Snowbirds following the sun


Starting A Business

Articles:
Debt control to-do list
Entrepreneur’s to-do list
Entrepeneurs-Protecting Personal Assets
Individual pension plans and the family business
Life begins at 65! Are you doing what you love to do?
Minding your own business – Segregated funds as a risk management tool
Personal financial planning for small business owners: more vital than you may think
Small company benefits – they’re not out of reach
Protect your family with critical illness insurance
Put your retained earnings to work
Tax tips for business owners
Tips for starting a successful home-based business
When a small business changes hands

Interactive Media:

Entrepreneurs: Protecting personal assets (Powerpoint Presentation)

The following two tabs change content below.
Mark Huber is a certified financial planner, author, speaker, coach and successful online entrepreneur. Marks philosophy: "The best way to predict your future is to create it...." Marks top requested titles: "The 8 Top Simple Ways To Get More Leads & Sales For Your Business On LinkedIn" "How To Blog To Make Money" "How To Get Rid Of Credit Card Debt Fast" "How To Get Rid Of Your Mortgage And Create Wealth - The UnCanadian Way" Marks mission: "To teach, support and empower people as they transform their lives!"